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IVA Advice

An IVA can only be arranged and supervised by a Licensed Insolvency Practitioner (IP).

Many 'IVA Companies' do not have an in house IP but pass your details to a firm of Insolvency Practitioners, generally for a large fee taken from your monthly contributions.

An IP is regulated by it's governing body, in the case of X-debt the Insolvency Practitioners Association (IPA), and are duty bound to offer best advice.

Speak to an Insolvency Practitioner

If you are unsure of who you should approach to advise you on the most suitable debt solution, then please speak to an IP in the first instance, particularly for IVA advice.

We are here to help and advise you so please do not hesitate to get in touch.

Take action now. For your next step please call us on 0800 043 2424. or complete our call back form above.
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Debt Calculator

This calculator will give you a general idea of whether IVA, Debt Management or another debt solution is the most appropriate for your needs.

Please Note: Professional advice should be sought before you enter into any agreement with your creditors. Please complete the form so we can advise further.



Any debt solution should always be considered very carefully and professional advice should be sought. Whilst X-debt offers free debt advice, fees are charged where a debt solution is undertaken. Fees are for setting up an arrangement and if appropriate, supervising the arrangement over a period of time. All fees will be outlined prior to any charges being incurred. Fees within an IVA are taken from the monthly contributions, agreed by you and your creditors and will not affect the amount you pay. X-debt complies with the Consumer Credit Act and Data Protection Act.