Who are X-debt?

We are a small, independent IVA debt advice company offering free, no obligation advice to UK individuals and companies. If you are struggling with debt our experienced staff are on hand to advise you in the strictest confidence. We can advise on your debt situation and whether an IVA would be your most suitable solution. Why not contact us, if only to put your mind at ease?

Confidentiality is a priority for us and we can discuss your situation privately via email or over the telephone. If you are local to the Manchester area you may also wish to visit our offices where you can meet in our confidential one-to-one meeting room. You can call us on 0800 043 2424, 0161 787 3400 or complete our Contact Form here.

Are you currently in a debt management program?

• If you are currently making payments in to a debt management plan and have been for some time, please ask us for a free review of your finances.
• Maybe you have been making your repayments for a number of years and can see no end to the arrangement?
• We recommend an independent review of your financial situation at least every 12 months which would take into consideration any changes in your personal circumstances as this will give you some added peace of mind.