We are a small, independent IVA debt company based in Manchester. We offer free, no obligation advice to UK individuals. If you are struggling with debt our experienced staff are on hand to help and offer peace of mind in the strictest confidence. We can advise on your debt situation and whether an IVA would be your most suitable solution. Why not contact us, if only to put your mind at ease?
Confidentiality is a priority for us and we can discuss your situation privately via email or over the telephone on 0800 043 2424 or 0161 787 3400 or complete our Contact Form here.
Firstly we will speak to you with compassion and calm to understand your debt situation so we are able to point you in the right direction.
It is extremely important that, whoever you choose to assist with your debts, offers an unbiased opinion and you should never feel pressured or coerced in to agreeing to an arrangement you are not comfortable with.
If you feel you have been pressured in to a solution before speaking with X-debt, please speak to us so we can put your mind at ease. We will always try to point you in the best direction for your circumstances.
Let us help you with IVA advice. No obligation, no upfront fees. Contact one of our experienced IVA debt advisors now.Discover More
Our IVA calculator will give a reasonable idea of whether an IVA may be suitable for your situation.Discover More
Find out more about our experienced team who will assist and advise as much as possibleDiscover More
An example of a customers debt and an affordable IVA solution.
|Total Debt Owed
Over an 11 year period
Over a 5 year period