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IVA Advice

An IVA can only be arranged and supervised by a Licensed Insolvency Practitioner (IP).

Many 'IVA Companies' do not have an in house IP but pass your details to a firm of Insolvency Practitioners, generally for a large fee taken from your monthly contributions.

An IP is regulated by it's governing body, in the case of X-debt the Insolvency Practitioners Association (IPA), and are duty bound to offer best advice.

Speak to an Insolvency Practitioner

If you are unsure of who you should approach to advise you on the most suitable debt solution, then please speak to an IP in the first instance, particularly for IVA advice.

We are here to help and advise you so please do not hesitate to get in touch.

Take action now. For your next step please call us on 0800 043 2424. or complete our call back form above.
X-Debt Recommended by IVA.COM
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What X-debt clients say!

If you would like X-debt to look at your debt situation for you please take our Debt Test to see which option may be most suitable for you or call us free of charge on 0800 043 2424 now. You can also provide extra information so we can fully assess your situation here.



Unfortunately as a result of our own reckless spending and stupidity, four years ago we found ourselves in a diabolical financial situation. We had managed to maintain all our monthly commitments and hadn't missed any payments but this was at the expense of rising credit limits on cards and loans. We sought the advice of a financial advisor who arranged for X-debt to contact us. From the outset we found we were dealt with in a professional and courteous manner. The initial phone call with Karen went a long way in assuring us that there was a solution to the mess we were in.

Over the last four years, we can honestly say that every time we have had need to contact X-debt, our questions have always been dealt with very quickly and efficiently. Unlike most companies when X-debt say they will call you back - they always do!

Debt customer testimonial

On reading feedback on IVA forums it would appear that not all companies exercise the same level of professionalism and realise how fortunate we were that our financial advisor was so well informed.

We would have no hesitation in recommending X-debt to anyone in the future and can only reiterate our thanks for everyones patience and understanding on the many occasions we have needed help and support.

RE

We called them and explained our situation. They were so helpful, explained everything thoroughly, and guided us through every step. We are nearly a year down the line and if we need any help or advice we know they are a phone call away and will always resolve anything we need to know. With all my debts i couldn't keep my payments up on my cards or my loan, i didn't think there was a way out of this situation and reached complete despair! Following talking to X Debt, and receiving their advice was such a relief, like a huge weight had been lifted from me. They were helpful, polite, professional and above all actually seem to care about helping me with my situation.

AP

I rang them and spoke to them about my personal circumstances and they gave me all the options available to us with information on each option. We made the decision to go with an IVA as it was the option which was best for us. Their paperwork was produced from the information I gave them very quickly, I received it in the next couple of days and it was easy to follow.

L & P

I rang them and they immediately put my mind at ease and talked me through every stage without any judgment.

Andrea

I cannot praise the staff enough, building society's, and banks, should be sent to X Debt, for a course of training, to enable them to communicate, as X debt do, with a lovely common touch.

Alwyn

I rated them 9 out of 10 as they were professional and helpful.

Charlie

You can read more indepth reviews of our service on IVA.com

If you would like X-debt to look at your debt situation for you please take our Debt Test to see which option may be most suitable for you or call us free of charge on 0800 043 2424 now. You can also provide extra information so we can fully assess your situation here.