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Warning!

Take care when choosing your Debt Management Company

An IVA can only be arranged and supervised by a Licensed Insolvency Practitioner (IP) and many companies advertising an IVA service do not have an IP in-house. In reality many are simply lead generation businesses who then pass your details to a firm of Insolvency Practitioners, generally for a large fee taken from your monthly contributions. In many cases these Companies do not have the expertise or qualifications of a Licensed Insolvency Practitioner.

An IP is regulated by it's governing body, in the case of X-debt the Insolvency Practitioners Association (IPA), and are duty bound to offer best advice.

If you are unsure of who you should approach to advise you on the most suitable debt solution and if your circumstances meet the criteria of an IVA, then please ensure the Company you deal with actually employs an IP.

We are here to help and advise you. If you you require IVA advice and wish to speak to an IP in the first instance then please call us as we offer this personal service.

Considering a debt management program or IVA? Speak directly to an Insolvency Practitioner before taking the final step.

Call for an independent financial review on 0800 043 2424 or 0161 787 3400.