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About X-debt

About X-debt - IVA and CVA Debt Solutions

X-debt is a trading name of Debts Solved Limited. X-debt performs the business of Individual Voluntary Arrangements (IVA's) and Company Voluntary Arrangements (CVA's). Trading since January 2007 we have assisted many individuals overcome serious debt problems and put their finances and life in general, back on track.

We are a small company offering a very personal service in IVA advice. If you use us to help solve your debt problems, then we will be on hand to answer any issues which may arise during the term and after if required.

Our Insolvency Practitioner, Angela Canning has over 20 years industry experience and is regulated by The Insolvency Practitioners Association.

Please be aware that many IVA companies do not have an in-house IP but simply pass your details to a separate company generally for a fee.

Whilst we perform and supervise IVAs and CVAs we will only recommend such a solution if it is appropriate in your circumstances. Please try our IVA calculator to see whether an IVA is appropriate. A Licensed Insolvency Practitioner is duty bound to offer best advice and if an IVA is not the best possible option for you then we will advise accordingly.

X-debt's Guarentee

With X-debt you can be rest assured that:

  • We guarantee the best advice, free and without obligation - You make the final decision
  • We treat all our clients with compassion, dignity and respect
  • We are fair to creditors
  • We uphold the highest standards in the industry
  • Our Head Of Insolvency, Angela Canning, is a qualified Insolvency Practitioner, regulated by the Insolvency Practitioners Association and has over 20 years industry experience
  • We operate during normal office hours but can be contacted at any time by email and will respond to urgent enquiries at a time to suit you. Please contact us to discuss your situation or try our IVA calculator.

X-debt - helping you to find the best way out of debt

We understand how incredibly stressful being in debt can be and that most people do not know where to turn for help. If you don't know your options, things seem far worse. And you have to be wary of bad advice – advice based on a company's profits, and not your finances! It’s easy to see why so many people become confused.

X-debt provides genuinely independent debt advice, free and without obligation. We review all your finances with you, confidentially, in order to establish your financial situation. Only then would we recommend n IVA or inform you that a different solution is likely to be more appropriate. The final decision lies with you. In the first instance you can try our IVA calculator or call us on 0800 043 2424 or 0161 787 3400.

For an independent financial review call 0800 043 2424 or 0161 787 3400.